Loan-to-value (LTV) Ratio Calculator

Use this calculator to work out the loan-to-value ratio on a South African home loan. Enter your property value and loan amount to see your LTV percentage, the equity you’d hold in the property, and where you sit on the lender risk scale. Property & Loan...

Fixed Rate Mortgage Calculator

Estimate your bond costs on a fixed interest rate. Loan Details Loan amount (R) Interest rate (%) Loan term (years) Optional Extras Deposit (R) Extra monthly payment (R) Calculate Monthly Repayment R 0,00 Total Interest R 0 Total Repaid R 0 Payoff Time — Amortisation...

Variable-Rate Mortgage Calculator

Estimate your monthly bond repayments across changing interest rates. Loan Details Loan amount (R) Loan term (years) Rate Schedule SA prime is currently around 11%. Add stages to model rate changes. + Add stage − Remove last Calculate Initial Monthly Repayment R 0,00...

Rent vs Buying Calculator

Value your options to rent vs buying a house with our free calculator below. Monthly Rent (R): Home Price (R): Down Payment (R): Interest Rate (%): Loan Term (years): Annual Property Tax (R): Annual Home Insurance (R): Calculate A popular financial advisor talks more...

Amortization Calculator

See how your interest rate changes between months with our free amortization calculator. Loan Amount (R): Annual Interest Rate (%): Loan Term (Years): Calculate Monthly Payment: R0.00 Amortization Schedule Month Payment Principal Interest Remaining Balance I used to...