Personal Loans Reviews

Compare personal loans and find the best deal for your next credit application.

The average personal loan interest rates currently range from about 10.5 percent to 25.5 percent in South Africa. You'll qualify for loans at personalised rates, depending on multiple factors, such as your credit score, debt to incomee ratios.

FNB Personal Loan

FNB Personal Loan
Loan Amount

R1,000.00 - R300,000.00

Est. Interest Rate

13.5%

Repayment Period

60 Month(s)

Why Choose FNB Personal Loan?

FNB offers and guarantees great value when you apply for a personal loan with them.

Get personalized interested rates with flexible repayment terms of your choice. Unlike other banks, you can choose to pay the FNB personal loan on fixed or flexible installments. And the best part - there are no penalty fees when you decide to settle the loan earlier.

The bank also ensures you're covered with credit insurance in case you cannot earn an income anymore.

Alternative Loans

Alternative Loans
Loan Amount

R500.00 - R16,000.00

Est. Interest Rate

25%

Repayment Period

6 Month(s)

Why Choose Alternative Loans?

Alternative Loans offer short-term and payday loans for people across South Africa.

The loan is unsecured, so, you don't need to explain the reason for your loan application or provide collateral to secure the loan.

How much you'll qualify for is dependant on your credit rating, as required, and regulated by the National Credit Act.

Apply in 4 easy steps, begin your application online.

African Bank Personal Loan

African Bank Personal Loan
Loan Amount

R5,000.00 - R250,000.00

Est. Interest Rate

27.50%

Repayment Period

72 Month(s)

Why Choose African Bank Personal Loan?

For your long-term financial goals, perhaps you wanted to buy a car - cash, renovate your home, improve your education.

The African Bank personal loan is designed to give you more value at the most affordable interest rate. The loan is paid over a fixed monthly installment, thereby helping you manage your budget and expenses for the month.

Apply online and get a personalized loan up to R250 000.00 within flexible terms of your choice.

TymeBank MoreTyme Credit

TymeBank MoreTyme Credit
Loan Amount

R1,000.00 - R15,000.00

Est. Interest Rate

0%

Repayment Period

2 Month(s)

Why Choose TymeBank MoreTyme Credit?

TymeBank is a South African digital bank that offers affordable digital financial products.

When the bank launched, they were offering a personal loan up to R30,000.00 however had to rethink and discontinue the credit service.

But now, they offer a cashflow booster, MoreTyme to pay for things faster at zero interest fee.

Let me show you how it works.

Lime Loans

Lime Loans
Loan Amount

R300.00 - R5,400.00

Est. Interest Rate

15%

Repayment Period

1 Month(s)

Why Choose Lime Loans?

Lime loans offer various types of loans designed to meet individual short term financial needs.

Lime offers the simplest application process and you could be approved in just 5 minutes. You're in control over how much you want for how long. The loan calculator will always display the total costs, no hidden fees before application.

Contact 010 442 0627/010 442 6722 form information about Lime personal loans.

Wonga Loans

Wonga Loans
Loan Amount

R500.00 - R8,000.00

Est. Interest Rate

15%

Repayment Period

3 Month(s)

Why Choose Wonga Loans?

Wonga is a short-term personal loan provider with the lowest possible interest rate.

If you were looking for a loan up to R8,000.00 with flexible repayment terms, then don't look any further because Wonga has the perfect solution for you.

Let's get started.

Absa Personal Loans

Absa Personal Loans
Loan Amount

R1,500.00 - R350,000.00

Est. Interest Rate

17,5%

Repayment Period

84 Month(s)

Why Choose Absa Personal Loans?

Absa Personal Loans offer the most affordable amount within flexible repayment terms of your choice.

You're in control of the amount you want and for how long. Whatever your financial situation you may be facing, the Absa loan is the best option.

It is an unsecured loan and can be used for anything you want. You can use the loan to start a business, renovate your home, pay for children's university fees, wedding celebrations, fix a car, and so on.

Let's get started.