Unifi Credit is a registered credit provider that offers short-term personal loans in South Africa.
Trusted by thousands of South Africans with fast and affordable credit.
So whenever you're looking for quick cash, Unifi Credit loans are worth considering for the same-day payment.
Let's get started.
Why Take Out A Unify Credit Loan?
Unifi Credit offers personal loans designed for short-term unexpected expenses and shortfalls.
You could apply and qualify for the Unifi Credit loan amount from R2,000.00 right up to R8,000.00.
The loan is offered within flexible repayment terms of up to six (6) months. The goal is to assist borrowers to afford monthly repayments for the term of the total loan.
You'll be charged a 3% interest on your Unifi Credit loan. It could be the cheapest loan in the country right now.
It gets even better.
They offer the most effective way to apply for the Unifi Credit. It'll only take you less than 10 minutes to complete the loan application.
And repayment will be collected by debit order, for your convenience and ensuring you don't miss payments. So always ensure you have enough funds in your bank account on the day of the debit order.
How to Apply for Unifi Credit?
As indicated, you'll be able to apply for the loan from the comfort of your home using a computer or mobile device.
Simply visit www.unifi.credit and complete the application form with your ID number and password.
This will create an account for you on the system to manage and finish your application process.
Follow instructions, upload the required documents and sign the loan agreement online to submit your application.
You'll receive communications from Unifi and confirmation via email about the status of your application.
Once your Unifi Credit loan is approved, funds will be deposited directly into your bank account. You can use the money however you feel fit.
How to Qualify for the Loan?
Unifi Credit offers unsecured personal loans, there'll be no collateral required to secure the loan.
The only important requirement to qualify for a personal loan is to have a clear and good credit score rating.
Your loan application will be carefully assessed, in full compliance with the National Credit Regulator (NCR).
Your income versus expenses will also be considered on top of your credit score to ensure you'll afford the loan amount that you need.
Lastly, the following documents will be required for the application:
- South African ID
- Latest payslips
- Latest banking statements
- Proof of address
How to will the Unifi Loan Cost?
So as indicated, the loan is going to cost you 3% interest.
However that's not all, the company will also charge you initiation and monthly service fees.
So for example, for the R8,000.00 loan, here's the breakdown of the costs:
- Loan Term: 6 months
- Monthly Repayment: R1830.35
- Total Repayment: R10982.13
- Initiation Fee: R994.75
- Monthly Fee: R69.00
Always take time to understand the cost of your loan application before agreeing to the terms. It'll you plan and budget for repayments and monthly expenses.