Capfin Loan

Capfin is the most popular lender that offers the quickest online application process in the country.

You can also apply at Ackermans and Pep retail stores for your convenience.

You'll get instant approval as well and once approved, money in your bank the same day.

Let's get started.

How To Apply For Capfin Loan

Two ways...

1. Apply Online

Applying for a Capfin instant loan is easier online because there are tools available to help automate the process. Simply use the loan calculator to select the amount and click on the apply now button to send your details.

You'll get an instant decision about your application. If you didn't qualify for the amount you wanted, Wonga will give an offer with the loan you can afford based on the details you've provided.

2. Apply In-Store

Wonga has been helping South Africans with loans for a long time now and they've relationships with retail companies which people can go and apply.

Visit any of the Pep and Ackermans stores and apply for Wonga Loans. Take your ID, payslips, and banking statements to a cashier in any of the listed stores and ask them to assist with a loan application.

They'll explain everything to you before confirming the details of your application. You'll also get an instant decision about your application. If you didn't qualify, a consultant will contact you with offers because they always try to help.

Capfin Loan Requirements

To qualify for Capfin loans, the following requirements must be met for your application to be considered.

  • Must be 18 years or older with a valid South African ID.
  • Latest payslips or latest 3 months bank statements.
  • Must be permanently employed and earning a monthly salary.
  • A registered and working cell phone number.
  • A valid SA bank account in your name.

Capfin will then process your application and conduct the necessary credit checks using the above personal details. The process is very significant so that Capfin doesn't offer a loan amount you cannot afford to pay back.

Remember, these are unsecured loans, Capfin will not ask you for any collateral to secure the loan, it's based on your credit rating and how well you pay back your other accounts.

Capfin Loan Calculator

When you visit capfin.co.za, the first thing you'll be presented with is a loan calculator.

The reason is that the Capfin loan calculator is very important in the process of applying for instant loans. It'll give you an idea and a better understanding of the costs and fees about your online loan application.

You'll know the following beforehand, by using the Capfin calculator:

  • Monthly repayment/installment
  • Total interests & fees
  • Total loan repayment

Use that information to budget and plan for your Capfin loan repayment in the long term.

Capfin Loan Settlement

It happens sometimes when you just want to settle your personal loan and Capfin offers the simplest process.

  • First, you need to contact the Capfin settlement department for an early settlement quote;
  • You will only pay a pro-rata share of the interest for the time you have had the money if you settle the loan amount ahead of schedule.

And that's it.

Your only requirement in the process of settling the loan amount early is to ensure all the fees due to Capfin are settled in full.

Contact 087 354 0000 to speak to a consultant for more information about Capfin loans.

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