1st for Women Personal loans are designed and tailored for but not limited to women only.
If you're a woman, you'll have a higher chance of qualifying for the loan with 1st for Women insurance company.
Apply for a customized loan that best suits you and spend it however you feel fit.
Personal Loan Benefits
1st for Women loan offers various types of benefits clients enjoy when applying with the company.
It's well known for providing insurance products that customized to benefit women first, and everyone else in South Africa.
With their personal loan, you'll get credit at a fixed interest rate. This benefit gives you the opportunity to pay the same amount every month, regardless of how the economy is doing in the country.
The application process is straightforward, with no unnecessary paperwork, and interviews. 1st for Women understand the reason you want to apply for the loan before you could even begin the process, so they won't waste any of your time.
They'll process your loan application quickly and deposit your money within 24 hours.
What You'll Need To Qualify
To qualify for the 1st for Women personal loan, all you need is the following:
- Have a valid South African ID book or drivers license
- Must be 18 years old and above
- Permanently employed, earning a monthly salary of at least R2 000
- Have a bank account under your name
- You must be residing in South Africa
Once applied, the company will perform necessary checks on your credit history to ensure you'll afford the loan amount you want.
If you're a woman with a good credit history, consider your application approved and successful.
How to Spend Your Personal Loan
Obviously, there's a reason why you wanted the loan in the first place.
You wanted a cash injection for an unexpected financial emergency and a personal loan is a great fit to get cash.
With that said, 1st for Women gives you all the freedom to spend the money however you wish. Cash will be deposited directly into your banking account for personal use.
A few suggestions:
- Renovate your home
- Consolidate debt
- Fix your car
- Study fees
The choice is yours!
Personal Loan Calculator
A loan calculator will certainly help you with understanding your personal loan before any commitments made.
While getting quotes from various lenders, it's important to choose one that best suits your budget.
It usually gives you an idea on the following:
- Total interest
- Total repayment
- Monthly installments