Loan Calculator South Africa
Our loan calculator is easy to use and will help you understand loan application.
Use it to estimate your total loan repayment with interest rates.
Here's how it works:
- Enter the loan amount you wish to apply for. Personal loans typically range between R1,000 to R300,000.
- Enter the maximum interest as indicated by the lender or credit provider of your choice.
- Enter the repayment terms (in months) you want for the loan. Loan terms range from 12 to 60 months.
- Click calculate to see the results.
Repayment Calculator
Choose your perfect loan
Lender | Offer | Get started |
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R500.00 - R10,000.00 Est. Interest: 60% |
Full Review |
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R2,000.00 - R8,000.00 Est. Interest: 3% |
Full Review |
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R1,000.00 - R8,000.00 Est. Interest: 24.5% |
Full Review |
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R100.00 - R10,000.00 Est. Interest: % |
Full Review |
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R1,000.00 - R25,000.00 Est. Interest: 17.5% |
Full Review |
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R500.00 - R8,000.00 Est. Interest: 5% |
Full Review |
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R500.00 - R8,000.00 Est. Interest: 5% |
Full Review |
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R500.00 - R8,000.00 Est. Interest: 5% |
Full Review |
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R1,000.00 - R200,000.00 Est. Interest: 28% |
Full Review |
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R1,000.00 - R250,000.00 Est. Interest: 26.25% |
Full Review |
Understanding the loan results
Monthly Payment: This is your estimated monthly installments for the loan amount you've entered. If you were expecting a lower monthly installment, you might want to recalculate with a longer repayment term. But there's a catch, the accrued total interests of your loan will also be higher.
Total Payment: This is the estimated total amount you'll have to pay back, with interests.
Total Interest: Based on the information you provided on the calculator, this is the total interest you're going to pay for the loan amount. Borrowers with a good credit score usually pay less interest than someone with bad credit.