Loan Calculator South Africa

Our loan calculator is easy to use and will help you understand loan application.

Use it to estimate your total loan repayment with interest rates.

Here's how it works:

  1. Enter the loan amount you wish to apply for. Personal loans typically range between R1,000 to R300,000.
  2. Enter the maximum interest as indicated by the lender or credit provider of your choice.
  3. Enter the repayment terms (in months) you want for the loan. Loan terms range from 12 to 60 months.
  4. Click calculate to see the results.

Repayment Calculator

Choose your perfect loan

Lender Offer Get started
BFS Loans BFS Loans R500.00 - R10,000.00
Est. Interest: 60%
Full Review
Unifi Credit Loans Unifi Credit Loans R2,000.00 - R8,000.00
Est. Interest: 3%
Full Review
Pep Loans Pep Loans R1,000.00 - R8,000.00
Est. Interest: 24.5%
Full Review
FNB Temporary Loan FNB Temporary Loan R100.00 - R10,000.00
Est. Interest: %
Full Review
Builders Cash Loan Builders Cash Loan R1,000.00 - R25,000.00
Est. Interest: 17.5%
Full Review
Yebo Cash Loans Yebo Cash Loans R500.00 - R8,000.00
Est. Interest: 5%
Full Review
LittleLoans Reviews LittleLoans Reviews R500.00 - R8,000.00
Est. Interest: 5%
Full Review
Fasta Instant Credit Fasta Instant Credit R500.00 - R8,000.00
Est. Interest: 5%
Full Review
Mr Cash Loans Mr Cash Loans R1,000.00 - R200,000.00
Est. Interest: 28%
Full Review
1st for Women Personal Loans 1st for Women Personal Loans R1,000.00 - R250,000.00
Est. Interest: 26.25%
Full Review
See All Reviews

Understanding the loan results

Monthly Payment: This is your estimated monthly installments for the loan amount you've entered. If you were expecting a lower monthly installment, you might want to recalculate with a longer repayment term. But there's a catch, the accrued total interests of your loan will also be higher.

Total Payment: This is the estimated total amount you'll have to pay back, with interests.

Total Interest: Based on the information you provided on the calculator, this is the total interest you're going to pay for the loan amount. Borrowers with a good credit score usually pay less interest than someone with bad credit.